A household budget includes financing for food, shelter, clothing and insurance as well as discretionary items such as cable, Internet and phone lines. Calculate a household budget with tips from a young professional in this free video on financial advice.

Expert: Jessica Rose Smith
Bio: Jessica Rose Smith has been attending Cape Fear Community College in Wilmington, NC, for more than a year now.
Filmmaker: Reel Media LLC

Duration : 0:1:26

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Andy Rooney thinks Americans should know more about their money. Starting with the $700 billion federal bailout plan.

Duration : 0:2:21

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I’m run a stock market financial advice website. I would like to make sure that the necessary legal notices are on my site so that my company is not liable should someone loose money and put the blame on information they found on my site. I set my company up as a LLC but i’m sure that’s not enough.

not sure

I was given advice on my pension by a human recources advisor at a company where I worked in 1997. This advice turned out to be wrong and over the years has cost me a considerable sum of money. Is there anything I can do to get some form of compensation? To my knowledge the HR advisor in question holds no qualifications in pensions or financial advice.

you should check with an attorney as to your rights in this case- if the advise was given verbally as opposed to in writing- it might be more difficult-yet, only an attorney would be sure about that..CFP’s- Certified Financial Planners can give financial advice-they have passed rigid exams in ten different areas to get certified-CPA’s can also give advise-some have an additional certification in financial planning–CLU’s- Chartered Life Underwriters know about pensions and insurance and annuities- they have passed ten tough exams also to get their designation—unfortunately EVERYONE THINKS THEY CAN ADVISE OTHERS- YET FEW ARE QUALIFIED TO DO SO, BY EDUCATION, TRAINING, AND EXAMS & CERTIFICATIONS–unfortunately that lack of qualifications does not stop people from rendering opinions and advise–sorry you have this problem- i believe an attorney could spell out any recourse you might have better than anyone else !!! I am a retired Independent Insurance Broker, & CFP & CPA & LUTCF ..good luck to you- if i can be of further help-holler back at me !!

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